Job Title: Analyst; Client Origination (2 Positions)
Company: NMB Bank
Location: Head Office, Dar Es Salaam, Tanzania
Type: Full-time
About the Company:
NMB Bank Plc is a leading financial institution in Tanzania, committed to providing innovative banking solutions and fostering economic growth. With a focus on achieving a gender-balanced workforce and promoting diversity, NMB Bank offers a dynamic and inclusive work environment where every employee can thrive.
Job Description:
NMB Bank is seeking talented and dedicated individuals to join our Wholesale Banking team as Analysts for Client Origination. In this role, you will evaluate counter-party credit risks associated with lending, develop relationships with various departments and borrowers, and support the development of structured trade finance and portfolio monitoring.
Key Responsibilities:
- Provide direct credit evaluation services at the customer interface and process client applications promptly.
- Participate in the syndication and co-financing processes.
- Identify credit and risk management requirements during deal negotiations.
- Utilize industry risk analysis to understand threats to clients.
- Prepare and present Business Engagement Requests to Credit and CREDCO.
- Conduct credit evaluation interviews to assess business risks and deal viability.
- Collaborate with senior analysts, relationship managers, and clients to identify viable alternatives for non-viable deals.
- Present and defend credit evaluations to clients without negatively affecting relationships.
- Identify and evaluate sources of risk in business proposals.
- Support the development of high-quality credit solutions and recommend appropriate facilities.
- Use risk-grading and Risk-Based Pricing tools accurately during credit appraisals.
- Build relationships with colleagues to improve business proposal quality and turnaround time.
Qualifications:
- Bachelor’s degree in Accounting, Finance, or related fields.
- Relevant qualifications such as ACCA/CPA or a postgraduate qualification like an MBA are considered a bonus.
- At least 4 years’ experience in Banking and/or Financial Services, with 2 years in credit origination or evaluation.
- Experience in project structuring, financial modeling, and reviewing financial statements.
Requirements:
- Knowledge of key areas in Wholesale Banking.
- Understanding of key financial indicators and strategic financial analysis.
- Robust credit knowledge and advanced negotiation skills.
- Strong relationship-building and influencing abilities.
- High levels of accuracy and attention to detail.
- Logical thinking and sound judgment.
- Excellent verbal and written communication skills.
- Ability to think in terms of integrated solutions.
Benefits:
- Diverse and inclusive work environment.
- Opportunities for professional growth and development.
- Competitive salary and benefits package.
How to Apply:
Interested candidates should submit their resume and cover letter to Link Here by 19-Jul-2024.
Note:
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it. Only short-listed candidates will be contacted.
NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving a gender-balanced workforce. Female candidates and people living with disabilities are strongly encouraged to apply for this position.
CLICK HERE TO APPLY
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